Personal Savings and CDs at Sandhills Bank

Personal Savings, CDs and Money Market Accounts

Are you looking for a savings account in the Grand Strand area? Sandhills Bank offers you a variety of checking accounts including online savings accounts to help you manage your daily transactions while enjoying convenient access. Helping you open a Sandhills Bank savings account that’s right for you is what makes us Your Big Bank Alternative,

 

Description Personal Savings
Save for the future while earning competitive rates.
Young Savers
 Account holders under the age of eighteen (18) earn interest while learning to save money.
Christmas Club
Save for your Holiday shopping each year and budget your funds, at your own pace.  Checks are issued or deposited into your checking account each November.
Elite Money Market
Enjoy premium interest rates on your tiered deposit balances. 
Minimum Opening Deposit $50.00 $5.00 $10.00 $1,000.00
Balance Requirement To Avoid Fees $50.00 minimum daily balance None None $1,000.00 daily balance
Fees $5.00 monthly maintenance fee if balance falls below minimum daily requirement

No No $10.00 monthly maintenance fee if balance falls below minimum daily requirement

           
Interest Earning Yes

Compounded daily and credited quarterly
Yes

Compounded daily and credited quarterly
Yes

Compounded daily and credited annually.
Yes

Compounded daily and credited monthly
Interest Tiers Daily balances over $50.00 earn interest All balances earn interest All balances earn interest $1,000.00 to $9,999.99;
$10,000.00 to $24,999.99;
$25,000.00 to $99,999.99;
$100,000 and greater
Transaction Limitations $3.00 per withdrawal after 1 per month1 $3.00 per withdrawal after 1 per month1 $10.00 per withdrawal prior to annual distribution date1

$10.00 if account is closed prior to annual distribution date
$10.00 per withdrawal over limit of six per statement cycle


Transaction limitations apply1
eStatements Available Yes Yes Yes Yes
Online Banking with Bill Payment Yes Yes Yes Yes
Telephone Banking Yes Yes Yes  Yes
Federal regulations limit the number of transactions in a statement cycle to six (6). These include third party transfers (checks, automatic drafts and debit card purchases, pre-authorized transfers and online or telephone transfers). Withdrawals in person or from an automated teller machine (ATM) and transfers for purposes of repaying a Sandhills Bank loan are unlimited. Repeated violation of this federal withdrawal limitation may result in a fee and the closure of the account or conversion of the account to a checking account.

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