Personal Checking Accounts at Sandhills Bank

Personal Checking Accounts

Are you looking for a checking account in the Grand Strand area? Sandhills Bank offers you a variety of checking accounts including online checking accounts to help you manage your daily transactions while enjoying convenient access. Helping you open a Sandhills Bank checking account that’s right for you is what makes us Your Big Bank Alternative.



Free Checking
This free, full-service checking account is designed to simplify your banking needs.

Student Checking*
Ages 13-18 at account opening. Designed with the student in-mind, this account is the first stage in building financial responsibility and independence.
Select Interest Checking
Earn interest on your checking balances.
Silver Select Interest Checking
For customers age 50 and over. Silver customers enjoy some additional perks along with earning interest.
Minimum Opening Deposit $100.00  $50.00 $100.00 $100.00
Balance Requirement To Avoid Maintenance Fees No  No $500.00 minimum daily balance or combined non-time deposit account minimum daily balance of $1,000.00 $100.00 minimum daily balance
Maintenance Fees No  No $10.00 monthly maintenance fee and $0.35 per debit if balance falls below minimum daily requirement $6.00 monthly maintenance fee if balance falls below minimum daily requirement
Interest Earning No  No


Compounded daily and credited monthly***


Compounded daily and credited monthly***
Interest Tiers N/A  N/A $500.00 - $4,999.99
$5,000 and greater***
$500.00 - $4,999.99
$5,000 and greater***
Unlimited Check Writing Yes  Yes Yes Yes
Free Box of Checks Annually No  No No Yes**
Free MasterCard Debit Card Yes  Yes
(issued in minor name)
Yes Yes
eStatements Available Yes  Yes Yes Yes
Free Online Banking with Bill Payment Yes  Yes Yes Yes
Free Telephone Banking Yes  Yes Yes Yes
Discount on Safe Deposit Box Annual Rent No  No No Yes

*   Joint with parent/guardian.  Minor is primary owner. Checks ordered in minor name only.
**  Style predetermined by Sandhills Bank.
*** Refer to a Bank Associate for additional information.

General bank fees may apply; refer to account disclosures for all other fees.  Overdraft/Returned Item fees may apply to debit card and other transactions.  Third party fees for messaging, internet and data may apply to online and mobile products.




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